Microfibre 3 Ring Compendiums come with a removable 3 ring binder. Stylish silver stitching on the front cover and supplied with a writing pad, these 3 ring binder compendiums come supplied in a black gift box and are easily customised with a printed logo. The calculator shown with these Microfibre 3 Ring Binder Compendiums is an optional extra. Please see below if you would like to add one with this product. Also please note the pens in the image are not included, but used for illustration purposes only